1. I have a written Action Plan in place to work on my personal financial goals.

2. I have prioritized my list of financial goals and am currently spending time and focusing on getting the first item completed.

3. I have identified and written down the cost of each financial concern I have.

4. My current financial situation affects me and no one else.

5. I work with a personal CFO who helps me stay on track.

6. In the last 12 months, I have reviewed all of my threats and opportunities in investing, taxes, estate planning, and asset protection.

7. If my current investment isn’t working the way I expected, I know what should be changed and why, or I have talked with my personal CFO about my concerns.

8. I know where we are in the economic cycle.

9. I avoid the emotional urge to buy when times are good and sell when times are bad.

10. My current investment plan is customized to my goals and objectives.

11. I make investment decisions only once I fully understand the plan, and I don’t rely solely on investment ratings or past performance.

12. I feel comfortable with the amount of money I have exposed to risk at my age.

13. If the stock market didn’t perform as expected, I would have enough income now and in the future for my entire expected lifetime.

14. My current investment plan takes into consideration the loss of income the surviving spouse would have if there were a premature death.

15. I know the purpose of each of my financial accounts, and I expect to spend these funds in retirement in the correct buckets of money.

16. I know how much predictable income my plan produces each year.

17. I feel my current investment plan is using all of the latest advancements in technology to mathematically and scientifically increase my odds of success.

18. My current investment professional focuses on issues for boomers, seniors, and retirees.

19. I have talked with other clients my current financial professional works with.

20. I have access to a summary of the fees and expenses on my accounts.

21. I know the percentage of my money that is exposed to risk and the amount in my account that could decline in value.

22. I still have debt but have a plan to quickly pay it off. (If you have no debt, mark “Yes.”)

23. I have taken specific steps to reduce the amount of income taxes I will pay on withdrawals from my retirement accounts now and in the future.

24. If the stock market started to decline, I know what specific steps could be taken to avoid losses.

25. I have a summary that provides me the total dollar amount in income that I am currently receiving.

26. I understand my current investment plan and how it works, and I am very confident in my plan.

27. I know what my current withdrawal rate is on my investments, and I am confident my plan will keep pace with that withdrawal rate over the next five years.

28. I know how my current investment professional gets paid.

29. I feel I am getting more than I’m paying for in my current investment plan.