30 Questions Everyone Approaching Retirement Must Answer
Just answer 30 easy Yes or No questions and we'll email your FREE retirement score.
Portfolio Risk Analysis
Protect your organization against risk with reliable information you can trust.
Fee Based Management
Our asset management fee structure is simple and straightforward.
Fiduciary Duty
Retirement Guys Formula takes a fiduciary approach to money management.
TAKE A LOOK AT OUR OFFICE
Watch
our Video
What We Offer to Our Customers
For over 25 years, we've helped clients down the path of reaching their financial goals. We welcome the opportunity to learn more about your situation and mutually discover if we could be a fit for you.
Retirement Income Planning
The Retirement Guys can assist you with the distribution and reallocation of your retirement savings in a tax-efficient manner, reduce or eliminate unnecessary fees.
Tax Strategy
There are only three ways to invest: Taxable, Tax-Deferred, and Tax-Free. Since most retirement accounts are tax-deferred, usually not a penny in the account has ever been taxed. Let's build the strategy.
Investment Planning
We make the difficult task of choosing the thousands of products that are available to use in a retirement plan easy to follow and understand.
Our Strategies
Dividend Kings
The Dividend Kings portfolio consists of Mutual Funds/ETF’s and is intended to be the growth portfolio of the king’s series. The model is intended to serve as a diversified portfolio and contains nearly every asset class. Each holding was hand-picked by the investment committee based on past performance, the fund’s managers, and the process for choosing the fund’s holdings.
Capital Leaders
Capital Leaders is an all-stock portfolio whose primarily goal is capital appreciation. The portfolio seeks to achieve this growth by targeting companies with strong balance sheets, hence the name “Capital Leaders”. In order to qualify for inclusion in the model, companies must meet the following parameters: $1 billion in cash, less than 30% long-term debt to equity, and greater than 15% return on equity. Our investment team then analyzes the companies that meet these criteria to determine which will be included in the portfolio.
Daily Essentials
Daily Essentials is an all-stock strategy that invests in companies whose products and services are considered to be of everyday use. Because of the lower volatility of the companies within the portfolio, we feel they make a good investment for those who would like to stay in the market while taking slightly less risk than the market as a whole.
SMid Capital Growth
SMid Capital Growth is an all-stock portfolio whose primarily goal is capital appreciation. The model seeks to achieve this level of growth by investing in strong companies that are classified as either small- or mid-cap. Like the Capital Leaders portfolio, companies must meet the following parameters to be included in this model: $100 million in cash, less than 30% long-term debt to equity, and greater than 15% return on equity. Our investment team then analyzes the companies that meet these criteria to determine which will be included in the portfolio.